Recurring ACH Debit Authorization Template

RECURRING ACH DEBIT AUTHORIZATION TEMPLATE FAQ

What is a recurring ACH debit authorization?

A Recurring ACH Debit Authorization is a written permission allowing a business to withdraw funds from a customer’s bank account on a recurring schedule. It’s commonly used for memberships, subscription services, installment plans, loan payments, and ongoing service fees.

Can the amount change over time?

Yes, but variable amounts should be disclosed clearly, including how amounts are determined and what notice will be provided. This template includes both fixed and variable amount options and a maximum debit (optional).

How does cancellation work?

Customers typically can revoke authorization by giving written notice before the next debit, subject to timing requirements. This template includes a notice period field and a cancellation contact method.

What should the authorization include?

Include: account holder details, bank details, debit schedule, start date, amount or calculation method, and signature. This template also includes a “returned payment” section and secure data handling notes.

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